5 easy steps to make a successful VA loan application

5 easy steps to make a successful VA loan application
Veterans or those on active duty can avail of VA loans for any financing purposes. The federal government guarantees these loans. However, to get them, there are specific steps to be followed for successful application. These steps include everything from looking for the best VA loan lenders to maintaining a stable credit score. Here are a few easy steps to make a successful loan application for veterans. 1. Get preapproval for the VA loan With preapproval, you can determine your budget. This process involves telling your VA loan lender about your homebuying goals, employment history, and military service. Some documents required during this process include copies of your driver’s license, DD-214 or Guard/Reserve points statements, recent pay stubs, and bank statements. 2. Look for VA-approved loan lenders Always shop for a lender who is an active participant in the VA loan program. The best VA loan lenders would offer several options and deals. The deals generally differ based on discount points, interest rates, and VA closing costs. If you face any difficulty, a loan officer can help you find the right VA loan lender. 3. Get an eligibility certificate A certificate of eligibility or COE is proof that you have met all the eligibility criteria for the VA loan.

4 common questions to ask a dermatologist

4 common questions to ask a dermatologist
It’s easy to go shopping and spend on skincare products at a store. But knowing what products you need for healthy, glowing skin is more important. So, it’s recommended to consult a dermatologist to get clarity on all skin-related concerns. Whether it’s a skin condition that needs immediate attention or simply a product-related question, you will get all the solutions. Here are four questions to ask your dermatologist on your next visit. What skincare regimen should I follow? Tons of skincare products are being recommended online/offline by everyone, from celebrities to social media influencers. However, what works for them may not work for you. So instead of doing trial and error with your skin, ask your dermatologist directly. They will recommend what’s suitable for your skin, from cleansers to serums and everything in between. What are the risks of skin cancer? Everyone is at risk for skin cancer, no matter what type of skin you have. As per the American Academy of Dermatology, at least 1 in 5 persons will have skin cancer in their lifetime. It includes non-melanoma as well as melanoma skin cancer. So the next time you visit your dermatologist, ask them about the various risk factors that can make you prone to skin cancer.

4 stylish jewelry trends dominating this spring

4 stylish jewelry trends dominating this spring
With so many fashion and accessory options available, it can be challenging to stay up-to-date on the latest trends. It is next to impossible to buy and wear everything that becomes trendy. That’s why some classics never go out of style and always make a comeback with the changing seasons. Here are some of the most popular styles for polished jewelry, sparking quite an interest this spring among fashion lovers. Bulky earrings Classic earrings never go out of style. And this spring, you should check out chandelier earrings with a bold pattern and upbeat style making a comeback. Celebrities and fashion influencers love wearing chunky chandelier earrings to red-carpet events because of their striking appearance and versatile patterns, complementing formal and elegant outfits. The best part is you don’t have to break the bank to own this fashionable style. Large bangles Bulky bangles are back in style! If you have checked out any of your favorite spring catalogs, you must have come across this design that has been making the rounds across the globe. Cuff bangles or cuff bracelets are a trendy yet minimalist way of styling without accessorizing too much. And mostly, gold and silver finishes are the preferred styles for bangles.

3 tips for buying the right running shoes

3 tips for buying the right running shoes
Picking the right pair of running shoes is the first and most important step for an everyday jogger. It can protect your feet and legs from injury and even elevate your running experience. So, if you’ve been wondering how to purchase the right pair of running shoes for your feet, here are some tips that can help: Choose a pair that’s designed for running Running shoes often look like sneakers but are far superior. Running shoes are designed to prevent damage to the knees and ankle. Special cushioning and added foam help with shock absorption. So, when you’re buying running shoes, keep in mind to steer clear of sneakers or comfort wear. Note that there are also three different types of running shoes available: everyday running shoes that are the most durable; lightweight running shoes that are suited for workouts; and trail running shoes that are suited for muddy, rocky trails. The right fit matters Aside from picking the right type of running shoes, you need to get a well-fitting pair. Wearing ill-fitted running shoes can put you at risk of extreme pain and injury. To make sure you pick the right size, try going shopping at the end of the day.

Tips to choose the right pair of sunglasses

Tips to choose the right pair of sunglasses
Finding the ideal pair of sunglasses is not easy in most cases. Earlier, making the right choice was all about the style of the frame and color of the glasses. But today, with advanced technology, there are several things to consider that go way beyond appearance. Before you go shopping for sunglasses, take a look at a few tips that will help you select the right one. Look for a customizable fit Gone are the days when you struggled to keep your sunglasses on your face as you can now get options with an adjustable fit. Take a pair of black Oakley® KATO sunglasses with Prizm™ lens technology, for example. It has nose pads, a tilt feature, and an ergonomic design for an exact fit. If this particular choice is outside your budget, look for these little features before you order a new pair of sunglasses. UVA and UVB protection are a must This one is a no-brainer since you will be spending a substantial amount of time outdoors wearing your sunglasses. So, choose the pair with maximum ultraviolet protection. This will prevent the harmful rays of the sun from damaging your eyes. Avoid buying glasses that don’t have a tag highlighting the UV-protection information.

Here’s how to get a car loan with a low credit score

Here’s how to get a car loan with a low credit score
Those with a credit score below 579 but over 300 do qualify for a car loan, but it may come with some drawbacks. Taking a loan on low credit usually is more expensive in terms of interest rates than a regular auto loan. However, several banks, credit unions, and lenders may provide auto loans with no minimum income requirement, and some may even accept past credit-related issues. Here is how to get such loans: 1. Research well Even with a bad credit score, one should prepare to negotiate loan terms with their lender. So, one should do some research and make a note of the auto loan rates in the market, average interest rate for those with similar credit scores, amount of monthly repayment one can afford, and annual percentage rate (APR), among other things. When equipped with this information, one is less likely to shell out more than required. 2. Determine the budget One needs to factor in many expenses associated with owning a car, and not just the monthly loan repayment amount. This includes fuel and maintenance costs and insurance. Based on the total cost and how much one can afford to pay for a car, one should set a realistic budget.

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Top 4 Dyson vacuum cleaners of 2021

Top 4 Dyson vacuum cleaners of 2021

Dyson is a brand that has developed and launched several cordless vacuum cleaners significantly better than its competitors. But because there are so many different models from the renowned brand, it becomes challenging to pick the right one. So we’ve put together a list of four top-of-the-line, cordless vacuums from Dyson available on Amazon to help narrow down on one that best suits your needs. Dyson V15 Detect The Dyson V15 Detect is equipped with unbelievable suction power, run time, and other features to deep clean an entire home. It also comes with a laser that can reveal microscopic dust particles. One of Dyson’s latest cordless vacuum cleaners, the V15 Detect, sports an LCD screen that displays proof of the deep clean. You can find this product for $899.99 today. Dyson V11 Torque Drive While it is a predecessor to the Dyson V15, Dyson V11 Torque Drive was the earlier champion of Dyson’s range of cordless vacuum cleaners. At $757.95, the V11 can automatically adapt power and run times based on the structure of your home. It also offers 5 Dyson engineered tools to help with cleaning the house and even the car. The Dyson V11 Torque Drive features include its ability to pick up pet hair, which is an amazing positive if you have a pet at home.
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Top 5 lipsticks of 2021

Top 5 lipsticks of 2021

It doesn’t matter whether you’re a makeup queen or one that wears only the bare minimum, you can never leave out lipsticks. In fact, most of us always carry our favorite lipstick wherever we go. Nonetheless, if you haven’t found “the one” or are looking for different shades, here are the five best lipsticks you need to check out. Charlotte Tilbury K.i.s.s.i.n.g. Lipstick This product is all you need for luminous, bold, and perfect lips. Its wax formula makes the lipstick glide on your lips while keeping them hydrated. It is infused with natural ingredients that help fight UV damage and oxidative stress, leaving your lips supple and soft. Maybelline SuperStay Matte Ink Liquid Lipstick With its unique arrow-shaped applicator, applying lipstick becomes almost effortless. It lasts for up to 16 hours and is available in over 35 amazing colors. This bold matte lipstick can be removed seamlessly using Maybelline’s SuperStay Eraser lipstick remover. It is available in various online and offline stores for only $9.49. L’Oréal Paris Colour Riche Satin Lipstick This $6 lipstick is surprisingly one of the best ones out of the lot. It is affordable and comes in over 52 fabulous shades across four color families – red, berry, pink and nude.
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