5 great buy now, pay later apps for phones

5 great buy now, pay later apps for phones
Buy Now, Pay Later (BNPL) apps are apps people can use to purchase the goods they want and pay for them later on within a reasonable amount of time. They are great options for many shoppers in a cash crunch near the end of their wage cycle. There are a handful of BNPL providers with super-intuitive phone apps. Some of the most commonly downloaded and best ones are listed below: Afterpay School and university students often try BNPL apps when they use up all their spending money. One of the best options designed with students in mind is Afterpay. This app comes with a generous credit limit of $500. Each purchase made using it gets split into four equal payments. Arguably, the best aspect of this app is that users do not need to have a basic creditworthiness score to enjoy the BNPL benefits. There will only be a soft credit check before users can shop for whatever they need within limits. Affirm Many users consider Affirm to be the best BNPL app for various reasons. It offers users a whopping purchase limit of $17,500 and, like Afterpay, only a soft credit check is run before the transactions are greenlit.

4 packaging mistakes that brands should avoid making

4 packaging mistakes that brands should avoid making
Packaging is one of the most important aspects of branding. The right packaging can assist the brand in leaving a lasting impression on its potential customers. It also ensures that the product reaches the customers without any damage. Business owners need to consider numerous factors that will make the packaging both attractive and durable. There are also some packaging mistakes that they should avoid. These are mentioned below: 1. Improper sizing Selecting the right packaging size is one of the first steps to packaging correctly. However, it is also one of the common places most businesses go wrong. Some businesses make the package box bigger to save the fragile contents. However, they end up leaving the products more vulnerable to damage. Picking a snug fit helps reduce the possibility of damage and provides the best protection. It also gives the shoppers an idea of the right package size. 2. Poor quality Another common mistake with packaging is using cheap materials that are not durable. Businesses usually do this to reduce production expenses. Most assume this practice helps improve profit margins. However, it is one of the practices that can lead to higher expenses in the long run. Poor quality could mean easy damage to the packaging.

5 mistakes to avoid while booking concert tickets

5 mistakes to avoid while booking concert tickets
Fine arts have been an indispensable part of art, integrating different cultures around the world for centuries. Concerts are the perfect venues for music enthusiasts to meet and interact with like-minded people. If interested in attending a concert, all one has to do is keep up with their favorite singers, look up preferred genres, and shortlist a suitable event. However, one should avoid making the following mistakes while booking concert tickets: Missing presale opportunity Credit card presales can help one save considerable amounts on concert tickets. Additionally, such presales allow one to get better seats. So, while booking concert tickets, it is important for credit card holders to check if they are eligible to buy presale tickets. Refreshing the web page Sometimes, websites may take a long time to process the booking, possibly because many patrons are trying to secure their seats simultaneously. However, refreshing the page at this time may make one lose their booked seats. In such cases, one may have to book other, less desirable seats or miss the concert if all the seats get booked. So, a key concert ticket-shopping mistake to avoid is refreshing the web page while booking a ticket online. Choosing websites over apps Apps ensure the most hassle-free experiences for visitors, as they have advanced in-built features to prevent technical glitches.

5 mistakes to avoid when choosing a fuel card

5 mistakes to avoid when choosing a fuel card
If you manage a fleet of cars, you’re well aware that fuel is one of the biggest expenses. Tracking and managing fuel costs is vital to operations, and fuel cards can help you achieve this. These cards are an easier way to purchase fuel and store information like miles per gallon, cost per unit, and odometer readings to avoid fraud or misuse. Avoid these five mistakes when choosing a fuel card for your business: Choosing the cheapest program Although an important factor, money is not the only determining force when it comes to choosing the right fuel card program. Be sure to check your fleet’s requirements and budget before choosing one. Skipping research Before finalizing your purchase, shop around and look into several different fuel card programs. Compare their pricing, terms, discount programs, and other benefits to find your ideal fit. Overlooking associated costs In addition to the cost of the program, it is important to read the finer terms of the contract. This includes any additional fees, benefits, and even customer care. Looking into these details beforehand can help you ensure a smoother experience for you and your fleet drivers. Choosing a card that doesn’t include a line of credit Always opt for a card that offers a weekly line of credit, as this can help you generate cash flow during times of low demand and address any unforeseen circumstances on the road.

3 buying tips for polycarbonate roof sheets

3 buying tips for polycarbonate roof sheets
Roofing sheets are installed in open areas where the sunlight casts a harsh glare, protecting the area underneath from weather elements. Polycarbonate is a lightweight but durable material, often considered a great alternative to acrylic and Pet G plastics used for mainstream installations. Today, these sheets are manufactured in different color shades and textures suitable for many different installations. Here are three beginner tips to help you make an informed decision shopping for polycarbonate sheets. Buy the right color and texture Polycarbonate sheets are manufactured in different colors to suit a specific build purpose. Depending on the type of use and installation, you must consider various textures like solid sheets, textured sheets, twin wall/multiwall sheets, and corrugated sheets. Transparent sheets allow maximum natural light penetration and protect you from UV rays but are unsuitable if you need privacy. Patterned sheets ensure decent light transmission while also maintaining occupant privacy. Opal-colored sheets reduce the heat buildup by a third of exposure and provide good shade. Bronze-colored sheets reduce glare and increase heat retention due to the tint. Black-colored sheets are entirely opaque, blocking the light and offering complete privacy. Choose the right thickness and size Roofing is a tricky job, even when done by contractors.

5 easy steps to make a successful VA loan application

5 easy steps to make a successful VA loan application
Veterans or those on active duty can avail of VA loans for any financing purposes. The federal government guarantees these loans. However, to get them, there are specific steps to be followed for successful application. These steps include everything from looking for the best VA loan lenders to maintaining a stable credit score. Here are a few easy steps to make a successful loan application for veterans. 1. Get preapproval for the VA loan With preapproval, you can determine your budget. This process involves telling your VA loan lender about your homebuying goals, employment history, and military service. Some documents required during this process include copies of your driver’s license, DD-214 or Guard/Reserve points statements, recent pay stubs, and bank statements. 2. Look for VA-approved loan lenders Always shop for a lender who is an active participant in the VA loan program. The best VA loan lenders would offer several options and deals. The deals generally differ based on discount points, interest rates, and VA closing costs. If you face any difficulty, a loan officer can help you find the right VA loan lender. 3. Get an eligibility certificate A certificate of eligibility or COE is proof that you have met all the eligibility criteria for the VA loan.

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6 best upcoming Viking Ocean Cruises in 2021-2022

6 best upcoming Viking Ocean Cruises in 2021-2022

It’s no secret that Viking Ocean Cruises is one of the best cruise lines to enjoy a luxurious cruise vacation with your friends or family. Their fleet of state-of-the-art ocean ships takes you to the most exotic destinations around the world. This article looks at some of the best upcoming Viking Ocean Cruises sailings in 2021-2022, along with Viking cruise deals and airfares. Panama Canal and Central America If you want to explore rich Caribbean diversity, this ocean cruise is the perfect opportunity. It’s a 15-day Florida roundtrip cruise that takes you to seven gorgeous countries, including Panama, Jamaica, Honduras, and Mexico, among others. Pricing: Cruise fare starts from $4,299. With Viking’s Special Cruise Savings deal, you can save up to $300 on airfare. You can also save up to $500 on basic accommodation (Veranda). Departure dates: 26th November and 10th December Los Angeles, California, to London Witness the diverse landscapes of Oahu (Honolulu), Kauai (Nawiliwili), Bora Bora, New Zealand, Tasmania, and Brisbain, among other places. This 119 days cruise could be a vacation of a lifetime for you and your family. It departs from Los Angeles, California, and its last stop is in Tilbury, London, which lasts for two days.
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Oil change coupons for your Ford Motor

Oil change coupons for your Ford Motor

Frequent motor servicing is expensive, but a Ford engine needs regular oil changes to keep it functioning optimally. Luckily, many dealerships offer coupons for a discounted oil change. Depending on your car model, your engine will require either synthetic, semi-synthetic, regular, or premium oil. Once you know the type of oil that needs to be replaced, look for a service center that has it, and check out these coupons for your Ford motor. These will make an oil change a lot more affordable. The Works® Package coupon Almost every Ford dealership is familiar with the popular Works® package coupon. With this deal, you get six quarts of Motorcraft® oil, which is a high-quality synthetic blend. The costs differ depending on if the vehicle needs premium oil; it will cost something around an additional $30 dollars. If you want to avail of this offer, get in touch with a local dealership and ask them if they accept this particular Ford Motors coupon for oil change. The Works® Package also includes brake inspection, battery test, and filter check, along with oil replacement. Santa Margarita Ford Express Service Santa Margarita Ford, based in California, is an automotive venture that specializes in Ford motor servicing.
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