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9 things to know when investing in precious metals

9 things to know when investing in precious metals
Investing in precious metals is a smart addition to diversifying an investment portfolio. Precious metals are a popular commodity and a less volatile market when compared to stocks. With multiple regulatory authorities and trading platforms, investing in precious metals hassle-free has also become easy today. But there are many points one must consider and be well-informed before investing. Here are some key things to know before investing in precious metals. Understand the types of precious metals Gold, silver, platinum, and palladium are popular precious metals with unique characteristics, market demand, and investing dynamics. Invest only after a thorough comparison. Diversification Precious metals can be an effective way to diversify any investment portfolio. They often have a low association with other assets like bonds and stocks, which can help reduce overall portfolio risk. Storage and security Physical ownership of precious metals necessitates the need to invest in home security. Options include home safes, bank safety deposit boxes, or third-party storage facilities. Be sure to consider the associated costs and security measures before buying assets. Physical vs. paper investments There are two ways to invest in precious metals: purchase physical bullion (coins or bars) or invest through paper investments like exchange-traded funds (ETFs), online futures contracts, or online mining stocks.

7 alarming pain symptoms that shouldn’t be ignored

7 alarming pain symptoms that shouldn’t be ignored
Pain is a natural response of the body that alerts one of potential harm or injury. While some types of pain are normal and can be easily treated with natural or holistic home remedies, there are certain types of pain that may be severe or persistent. These pains may be signs or causes of underlying health conditions that require immediate medical attention. Certain types of pain that one should never ignore are listed below. Chest pain Chest pain can indicate a heart attack or angina- a form of chest pain triggered by reduced blood flow to the heart. Chest pain can also indicate other severe conditions, such as a pulmonary embolism or aortic dissection. Severe headache Common causes of headaches include dehydration, lack of sleep, eye strain, or sinus infection. But when one experiences a severe or sudden headache or headaches accompanied by other symptoms like a stiff neck, vision changes, dizziness, or tingling on one side of the body, it may be a warning sign of underlying health concerns. Usually, severe headaches may result from a head injury, the onset of stroke, meningitis, low blood sugar, or more. Abdominal pain Abdominal pain can indicate various health conditions like appendicitis, ulcerative colitis, or a kidney stone.

7 pest control mistakes and how to avoid them

7 pest control mistakes and how to avoid them
Effective pest control is critical to maintaining a healthy and comfortable living environment. Pests can cause a lot of damage to a home’s foundation, floors, and walls. It helps eliminate insects impacting the house’s integrity and its occupants’ health. Effective pest management is a multifaceted endeavor that requires diligence, preventative measures, and, at times, the expertise of professionals. By sidestepping these pitfalls, individuals can create a pest-free environment that promotes health, comfort, and peace of mind. Neglecting preventative measures One of the most common pitfalls in pest control is underestimating the power of prevention. Waiting until pests become a visible problem can lead to a more challenging and costly battle. Simple steps like sealing cracks, ensuring proper drainage, and maintaining a clean living space can go a long way in deterring pests from entering in the first place. Overlooking regular inspections Regular inspections are the cornerstone of effective pest control. Unfortunately, many homeowners skip this crucial step, only seeking professional help when the situation has escalated. Implementing routine checks, both indoors and outdoors, allows for early detection and intervention, minimizing the potential damage caused by pests. Improper identification of pests Misidentifying pests is a common oversight in pest control. Different pests require different approaches for effective elimination.

6 Easy Ways to Limit Data Usage and Avoid Overage Charges

6 Easy Ways to Limit Data Usage and Avoid Overage Charges
Phone bills could come with additional charges one did not expect, especially if the mobile data usage exceeds the plan limits. Also known as overage charges, they are usually brought on by unmonitored data usage or a plan that offers inadequate monthly data allowance. So, one can limit additional charges by making a few changes to their internet usage habits. To help one get started, here are a few ways to avoid data overage charges: 1. Monitor data usage Smartphones come with a built-in data monitor to track daily and monthly internet usage. Not only can users track how much internet they use on their phones or other devices, they can also check which applications take up the most data to function. Based on this data, users can be conscious about which applications should be run on home Wi-Fi and not on data. Further, tracking data usage helps users determine if their monthly plan can adequately meet their internet needs. 2. Manage phone applications Certain apps constantly update or refresh themselves. So, while multitasking on a smartphone using mobile data, one may end up using more data than one expects. It is important to review app permissions and settings to disable all unnecessary actions that consume excessive data.

4 services Medicare does not cover

4 services Medicare does not cover
Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.

5 amazing Samsung phone accessories to own

5 amazing Samsung phone accessories to own
On average, a person spends a minimum of three to four hours on their phone every day. But, when it comes to convenience, there can never be something like too much. So, if you add a few accessories to your already powerful Samsung phone, it will only simplify your life further, making it more organized and easy. Be it phone holders, selfie sticks, power banks, or data cables, here are a few amazing accessories that are a must for all. Power Banks While Samsung phones have numerous benefits and can help you multitask with ease, there are some cons you cannot escape. For example, if you use your phone more, the battery will drain faster, be it 4000mAh or 5000mAh capacities. Now, of course, if you are home, it is easy for you to put your phone on charge; but what do you do when you forget your charger at home, or you are out with your friends and your battery runs out? There may also be situations wherein you do have a charger, but there’s no charging port available. In such a scenario, a power bank comes handy. It is definitely a Samsung accessory everyone should familiarize themselves with.

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Website building with Square Online

Square Online provides e-commerce tools and services to help businesses set up an online store. Business owners can easily build a new website with the Square and begin selling their products. If your growing newly venture needs an e-commerce scale-up, you can create a fully functional digital store in minutes. Let’s look at what you can avail with a Square Online website. Features you’ll get with a Square website When you create a webpage with the Square website builder, you’ll be able to choose marketing features, interface customisation, and social media integration. The integrative features like syncing with Square POS lets you create an e-store that is set for growth, aling with the option of setting up contactless pay options for seamless transactions. Moreover, Square Online has a to-the-point dashboard that has great analytics so that you can easily map a customer’s journey on the site. The best part is that you don’t need any coding experience to set up a website with Square Online; it’s easy, quick, and efficient. Square website building costs If you want to simply try the platform to see if it works for your business, start by building a website for free with Square Online. There’s one condition though: you have to pay when you make a sale. Square will take 2.9% + 30¢ for every purchase made. There are other options too. like Professional, Performance, and Premium. We particularly like the Performance set up because it is economical at around $26 per month. And you get to publish customer reviews on the site and send emails to potential buyers who have abandoned their carts. The Premium option is the most expensive set-up costing around $72 per month, but you get additional cost-cutting features. Good alternatives to Square Online While Square Online has amazing features, it is not the only option for setting up an online store.

Popular DIRECTV packages to avail of

DIRECTV deals on TV packages are quite popular among customers looking for affordable and reliable television services. This service provider is known to offer great value for money with their innumerable plans. Moreover, several DIRECTV promotions are offered with these sometimes. No matter the budget, there is something for everyone. Here are a few popular TV packages from DIRECTV. Entertainment Package Reasonably priced at around $64.99 per month, the Entertainment package included a total of 160 channels. These include channels for sports enthusiasts and customer favorites such as Fox Sports, ESPN, and ESPN2. In addition, this package also offers channel premium preview for three months. This feature is often a part of DIRECTV promotions. Moreover, customers can access more than 40,000 titles on demand. Choice™ Package At just around $69.99 per month, customers get a blockbuster DIRECTV promotion deal with the Choice™ package, which includes more than 185 channels. What’s more is that there is a premium channel preview thrown in as well. In addition, there are more than 45,000 titles available on demand. Along with this, customers get 2021 season’s NFL Sunday ticket. Plus, a one-year subscription of HBO Max™ is often an added plus as a DIRECTV promotional offer! Ultimate Package Customers get access to a whopping 250 channels and more with this DIRECTV promotion deal on TV package. Called the Ultimate package, it is priced are around $84.99 per month. There is an additional Regional sports fee as well. This package has more than 55,000 tiles on demand along with access to tons of films with Starz Encore and the Movie channel. In addition, there is three-month premium channel preview as well. Also, the Ultimate Package offers 2021 season’s NFL Sunday ticket as well as one-year subscription of HBO Max™, which is a DIRECTV promotional offer. Premier™ Package For those who want premier and open access to all DIRECTV deals on TV packages, the Premier™ package is the right choice.

Essential CMS and CRM software to grow businesses

Business owners indefinitely look for ways to outrun the competition with the content on their websites. A CMS (content management system) software helps create, manage, and update these websites regularly. It also acts as a foundation for an online presence. For those in search of a viable cloud-based CMS software, here are three efficient options. WordPress Based on PHP and MySQL, WordPress allows a business to create a feature-packed blog or website. The website can consist of videos, images, written content, or other things suitable for a business. It offers users full access to their theme store, unlimited storage space, and a custom domain at cost-effective prices. Magnolia The cloud-based CMS software works best for businesses that require websites to execute any task. Magnolia allows the integration of e-commerce, analytic, social media, marketing automation, ERP, and even CRM. One can always add in these features as the business evolves. Weebly Weebly is a CMS that is easy to use and allows respective businesses to set up a simple website within minutes. It also sports a drag-and-drop format that enables its users to add or remove media and features to their website with ease. What’s noteworthy is that CMS is not the same as CRM (customer relation management). However, the two can complement each other. CRM software allows businesses to improve sales and monitor customer relationships, among other features. Here are three cost-effective CRM software to pick from. Zoho CRM Zoho enables users to get a 360-degree view of their business. It also allows them to track essential sales and marketing opportunities while increasing their conversion rate. The platform is host to over 150,000 customers globally. Further, the software has stellar features, including an AI-powered sales assistant, price and quote generation, and process management. Nimble Nimble, simple by its digital nature, can function within the G-Suite inbox or Office 365.

Benefits of wet and dry cat foods

If you’re a cat parent, you’d already be aware of their eating habits. Cats prefer a variety of meals in small proportions. No wonder we find them grazing over their bowls time and again. Although, if you’re new to the concept of wet and dry foods for cats, dive right in, for we’ve got something for you. There are benefits of serving both wet and dry foods to felines. Mainly because, unlike dogs, they’re difficult to please, and one can’t trick them into things they don’t like. If your cat is a fussy eater, they may enjoy wet food better. Find out the benefits of the best dry and wet cat foods. Benefits of dry cat food While dry cat food is convenient to store and serve, cats may throw tantrums if served the same food every day. However, dry cat foods help maintain their dental health by preventing the buildup of tartar. Dry foods are also the best way to get the cat to chew its food, exercising its jaws. These foods are ideal when cats are suffering from diarrhea as it helps add bulk to their stool. Some best dry cat foods that are readily available in every kitchen include: Cooked sweet potatoes Beef Pork Lamp Dark meat chicken Cooked carrots Banana Green beans/ asparagus/ broccoli (steamed) Melon Spinach Pumpkin Peas Benefits of wet cat food Wet cat food has a potent aroma and taste, making it ideal for fussy eaters. Cats have a stronger sense of smell than taste, and that’s why they tend to lean more towards foods with a fresh aroma. Additionally, wet food is a great way to keep your feline friend hydrated, especially when they don’t consume adequate fluids in a day. Wet cat food helps induce digestion and prevents constipation. It also helps keep stomach issues at bay.

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6 best upcoming Viking Ocean Cruises in 2021-2022

6 best upcoming Viking Ocean Cruises in 2021-2022

It’s no secret that Viking Ocean Cruises is one of the best cruise lines to enjoy a luxurious cruise vacation with your friends or family. Their fleet of state-of-the-art ocean ships takes you to the most exotic destinations around the world. This article looks at some of the best upcoming Viking Ocean Cruises sailings in 2021-2022, along with Viking cruise deals and airfares. Panama Canal and Central America If you want to explore rich Caribbean diversity, this ocean cruise is the perfect opportunity. It’s a 15-day Florida roundtrip cruise that takes you to seven gorgeous countries, including Panama, Jamaica, Honduras, and Mexico, among others. Pricing: Cruise fare starts from $4,299. With Viking’s Special Cruise Savings deal, you can save up to $300 on airfare. You can also save up to $500 on basic accommodation (Veranda). Departure dates: 26th November and 10th December Los Angeles, California, to London Witness the diverse landscapes of Oahu (Honolulu), Kauai (Nawiliwili), Bora Bora, New Zealand, Tasmania, and Brisbain, among other places. This 119 days cruise could be a vacation of a lifetime for you and your family. It departs from Los Angeles, California, and its last stop is in Tilbury, London, which lasts for two days.
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Oil change coupons for your Ford Motor

Oil change coupons for your Ford Motor

Frequent motor servicing is expensive, but a Ford engine needs regular oil changes to keep it functioning optimally. Luckily, many dealerships offer coupons for a discounted oil change. Depending on your car model, your engine will require either synthetic, semi-synthetic, regular, or premium oil. Once you know the type of oil that needs to be replaced, look for a service center that has it, and check out these coupons for your Ford motor. These will make an oil change a lot more affordable. The Works® Package coupon Almost every Ford dealership is familiar with the popular Works® package coupon. With this deal, you get six quarts of Motorcraft® oil, which is a high-quality synthetic blend. The costs differ depending on if the vehicle needs premium oil; it will cost something around an additional $30 dollars. If you want to avail of this offer, get in touch with a local dealership and ask them if they accept this particular Ford Motors coupon for oil change. The Works® Package also includes brake inspection, battery test, and filter check, along with oil replacement. Santa Margarita Ford Express Service Santa Margarita Ford, based in California, is an automotive venture that specializes in Ford motor servicing.
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