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4 tips to secure the best deals on used cars

4 tips to secure the best deals on used cars
Buying a used car is incredibly beneficial as you save money on hefty price hikes and taxes applicable for brand-new vehicles. You also enjoy free reign for negotiation and more affordable APR rates on older car models. However, you must carefully scan online auto trading platforms to spot the top used car options and deals. Here are a few easy ways to ensure you get more bang for your buck! Start with online listings Websites and automotive platforms like CarMax, Carvana, Autolist, Autotrader, Edmunds, and Vroom sell the top models of used cars. They offer the best APR rates and list updated prices of their vehicles. But visit these sites during the off-season as specific makes are not in demand and are, hence, cheaper. For example, nobody wants a convertible during the winter or a hard-top sedan during the summer. So, buying before the season changes will save you more money. Compare deals based on APR Compare the APR offered on different vehicle trims to find the best one. For example, the Honda Civic (2018 to 2023) sedans currently have a 2.99% APR financing option on some trading platforms. The exact APR rate is available on the Honda CR-V (2018 to 2023) SUV trims.

Why hire an attorney when applying for Social Security disability benefits

Why hire an attorney when applying for Social Security disability benefits
Social Security disability benefits can help people with impairments become financially stable and independent. However, one has to complete a few formalities and submit specific documents while applying, which can take time and effort. While individuals can get through the process all by themselves, it is advised to contact a lawyer to get the job done. Here are a few advantages of hiring an attorney to help with the application. Understand the Blue Book better Social Security disability benefits are processed by the Social Security Administration (SSA). The agency maintains a Blue Book, which mentions the criteria to qualify for the benefits. This book lists the impairments that make one eligible, the symptoms one should have, and the kind of test results and proof one must produce at the time of application. Since understanding the information written in the Blue Book can be challenging, hiring an experienced attorney for help makes sense. Avoid mistakes in the application Besides submitting proof of one’s imperilment, individuals must fill out lengthy forms, presenting information accurately. An attorney can guide applicants and help them avoid rookie mistakes and misunderstandings. This is crucial because any error in the submitted data can lead to the SSA rejecting the request.

Top tablet and laptop deals

Top tablet and laptop deals
Whether you are a professional graphic designer or simply want to read and edit documents on the go, tablets and lightweight laptops should be your choice as they are easier to work with on the go. Major brands like Apple, Samsung, and Lenovo offer this functionality with their amazing range of standalone and convertible systems. Listed below are some of the best deals that are trending. iPad Pro 2021 The all-new iPad Pro is a 5th generation tablet launched by Apple. The iPad Pro comes with two screen size options: 11-inch and 12.9-inch, both of which have a storage capacity of 128GB, 256GB, 512GB, 1TB, and 2TB. Both iPads come with an upgraded chipset; the Apple M1 chip packs an 8-core CPU with a pair of 4 cores designated for performance and efficiency. It also has a 16-core neural engine for better processing and energy efficiency. The front camera is a 12MP TrueDepth Ultra-Wide one that is great for selfies and video calling. On the other hand, the rear camera system has a 12MP Wide and 10MP Ultra-Wide camera, which is coupled with a LiDAR scanner for clearer photos and videos, even in low-light conditions. The iPad Pro 2021, with its Wi-Fi and 4G LTE connectivity, operates on the bandwidth of up to 40Gb/s on wired connections.

5 credit card mistakes to avoid

5 credit card mistakes to avoid
Today, digital transactions have become the norm. This has made safeguarding one’s financial information all the more important. Sadly, credit card fraud remains a prevalent concern, and numerous victims are falling victim to the evolvingly cunning tactics employed by cybercriminals. One way individuals can safeguard themselves from fraudulent activities is by avoiding some credit card mistakes that leave them susceptible. Avoiding these mistakes can significantly bolster their defenses against potential threats. Neglecting strong password Most individuals prefer using easy-to-use and easy-to-remember passwords to offer them easy access. However, easily guessable passwords such as birthdays and phrases can make things easier for cybercriminals. It is advisable to opt for complex passwords comprising a mixture of upper and lowercase letters, numerals, and special characters to avoid granting them unauthorized access. Regularly changing passwords and employing a password manager can further fortify online security. Disregarding secure websites for transactions Another grave mistake credit card users make that makes them susceptible to fraud is entering their details on unsecured websites. This is one place where cybercriminals exploit vulnerable sites to harvest sensitive data. To mitigate this risk, individuals should only transact on secure websites. Checking for “https://” in the URL and looking for a padlock icon in the address bar are some telltale signs of a secure connection.

4 mistakes to avoid while browsing the web

4 mistakes to avoid while browsing the web
The Internet has become a crucial part of our day-to-day life. If you consider the amount of time you spend glued to a screen, you will realize just how web-dependent life is today. And this is excluding the time spent working. With increased reliance on devices and cloud storage, we must sit up and take note of common internet mistakes, especially since they can be making you vulnerable to online threats. Relying on public WiFi You would be hard-pressed to find more than a handful of people that do not love the idea of free WiFi. The caveat in being connected to a public WiFi is that you might expose yourself to unsafe surfing practices. Especially if you are trying to make the most of the WiFi connection available at airports and cafes and using it to access sensitive or personal data, you could end up with a malicious threat planted in your devices without you even realizing it. Reusing password It is easy to find people who prefer using the same password across various platforms, irrespective of its strength. This can mainly be attributed to the person’s desire to avoid confusion and the task of remembering different passwords for different platforms.

3 useful ways to prevent cyber attacks

3 useful ways to prevent cyber attacks
As the internet permeates almost all elements of workplaces, the threat of cyber-attacks is higher than ever for businesses. Cyber crimes such as phishing, zero-day exploits, ransomware threats, and password attacks commonly drain companies of thousands, if not millions, of dollars year on year. Cyber threats keep evolving, so the security measures to prevent them must do so, too. Here are some proven ways to prevent cyber-attacks for businesses of all sizes: Updating software tools and systems Records have shown that cyber-attacks mostly happen because systems and software tools are not fully updated and ready for the latest threats. Cybercriminals can exploit weaknesses in software tools or other systems remotely when their cyber threat becomes more advanced than the security elements created to thwart it. To avoid this, companies must routinely update their databases, software tools, and other operational machines to keep threats like phishing and remote hacking at bay. Employee training Most employees need to be made aware of how to maintain a robust cybersecurity system for an organization, which can lead to many cyber attacks caused by human error. To combat this, employers should schedule training sessions to teach employees about the dos and don’ts of internet use.

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Website building with Square Online

Square Online provides e-commerce tools and services to help businesses set up an online store. Business owners can easily build a new website with the Square and begin selling their products. If your growing newly venture needs an e-commerce scale-up, you can create a fully functional digital store in minutes. Let’s look at what you can avail with a Square Online website. Features you’ll get with a Square website When you create a webpage with the Square website builder, you’ll be able to choose marketing features, interface customisation, and social media integration. The integrative features like syncing with Square POS lets you create an e-store that is set for growth, aling with the option of setting up contactless pay options for seamless transactions. Moreover, Square Online has a to-the-point dashboard that has great analytics so that you can easily map a customer’s journey on the site. The best part is that you don’t need any coding experience to set up a website with Square Online; it’s easy, quick, and efficient. Square website building costs If you want to simply try the platform to see if it works for your business, start by building a website for free with Square Online. There’s one condition though: you have to pay when you make a sale. Square will take 2.9% + 30¢ for every purchase made. There are other options too. like Professional, Performance, and Premium. We particularly like the Performance set up because it is economical at around $26 per month. And you get to publish customer reviews on the site and send emails to potential buyers who have abandoned their carts. The Premium option is the most expensive set-up costing around $72 per month, but you get additional cost-cutting features. Good alternatives to Square Online While Square Online has amazing features, it is not the only option for setting up an online store.

Popular DIRECTV packages to avail of

DIRECTV deals on TV packages are quite popular among customers looking for affordable and reliable television services. This service provider is known to offer great value for money with their innumerable plans. Moreover, several DIRECTV promotions are offered with these sometimes. No matter the budget, there is something for everyone. Here are a few popular TV packages from DIRECTV. Entertainment Package Reasonably priced at around $64.99 per month, the Entertainment package included a total of 160 channels. These include channels for sports enthusiasts and customer favorites such as Fox Sports, ESPN, and ESPN2. In addition, this package also offers channel premium preview for three months. This feature is often a part of DIRECTV promotions. Moreover, customers can access more than 40,000 titles on demand. Choice™ Package At just around $69.99 per month, customers get a blockbuster DIRECTV promotion deal with the Choice™ package, which includes more than 185 channels. What’s more is that there is a premium channel preview thrown in as well. In addition, there are more than 45,000 titles available on demand. Along with this, customers get 2021 season’s NFL Sunday ticket. Plus, a one-year subscription of HBO Max™ is often an added plus as a DIRECTV promotional offer! Ultimate Package Customers get access to a whopping 250 channels and more with this DIRECTV promotion deal on TV package. Called the Ultimate package, it is priced are around $84.99 per month. There is an additional Regional sports fee as well. This package has more than 55,000 tiles on demand along with access to tons of films with Starz Encore and the Movie channel. In addition, there is three-month premium channel preview as well. Also, the Ultimate Package offers 2021 season’s NFL Sunday ticket as well as one-year subscription of HBO Max™, which is a DIRECTV promotional offer. Premier™ Package For those who want premier and open access to all DIRECTV deals on TV packages, the Premier™ package is the right choice.

Essential CMS and CRM software to grow businesses

Business owners indefinitely look for ways to outrun the competition with the content on their websites. A CMS (content management system) software helps create, manage, and update these websites regularly. It also acts as a foundation for an online presence. For those in search of a viable cloud-based CMS software, here are three efficient options. WordPress Based on PHP and MySQL, WordPress allows a business to create a feature-packed blog or website. The website can consist of videos, images, written content, or other things suitable for a business. It offers users full access to their theme store, unlimited storage space, and a custom domain at cost-effective prices. Magnolia The cloud-based CMS software works best for businesses that require websites to execute any task. Magnolia allows the integration of e-commerce, analytic, social media, marketing automation, ERP, and even CRM. One can always add in these features as the business evolves. Weebly Weebly is a CMS that is easy to use and allows respective businesses to set up a simple website within minutes. It also sports a drag-and-drop format that enables its users to add or remove media and features to their website with ease. What’s noteworthy is that CMS is not the same as CRM (customer relation management). However, the two can complement each other. CRM software allows businesses to improve sales and monitor customer relationships, among other features. Here are three cost-effective CRM software to pick from. Zoho CRM Zoho enables users to get a 360-degree view of their business. It also allows them to track essential sales and marketing opportunities while increasing their conversion rate. The platform is host to over 150,000 customers globally. Further, the software has stellar features, including an AI-powered sales assistant, price and quote generation, and process management. Nimble Nimble, simple by its digital nature, can function within the G-Suite inbox or Office 365.

Benefits of wet and dry cat foods

If you’re a cat parent, you’d already be aware of their eating habits. Cats prefer a variety of meals in small proportions. No wonder we find them grazing over their bowls time and again. Although, if you’re new to the concept of wet and dry foods for cats, dive right in, for we’ve got something for you. There are benefits of serving both wet and dry foods to felines. Mainly because, unlike dogs, they’re difficult to please, and one can’t trick them into things they don’t like. If your cat is a fussy eater, they may enjoy wet food better. Find out the benefits of the best dry and wet cat foods. Benefits of dry cat food While dry cat food is convenient to store and serve, cats may throw tantrums if served the same food every day. However, dry cat foods help maintain their dental health by preventing the buildup of tartar. Dry foods are also the best way to get the cat to chew its food, exercising its jaws. These foods are ideal when cats are suffering from diarrhea as it helps add bulk to their stool. Some best dry cat foods that are readily available in every kitchen include: Cooked sweet potatoes Beef Pork Lamp Dark meat chicken Cooked carrots Banana Green beans/ asparagus/ broccoli (steamed) Melon Spinach Pumpkin Peas Benefits of wet cat food Wet cat food has a potent aroma and taste, making it ideal for fussy eaters. Cats have a stronger sense of smell than taste, and that’s why they tend to lean more towards foods with a fresh aroma. Additionally, wet food is a great way to keep your feline friend hydrated, especially when they don’t consume adequate fluids in a day. Wet cat food helps induce digestion and prevents constipation. It also helps keep stomach issues at bay.

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6 best upcoming Viking Ocean Cruises in 2021-2022

6 best upcoming Viking Ocean Cruises in 2021-2022

It’s no secret that Viking Ocean Cruises is one of the best cruise lines to enjoy a luxurious cruise vacation with your friends or family. Their fleet of state-of-the-art ocean ships takes you to the most exotic destinations around the world. This article looks at some of the best upcoming Viking Ocean Cruises sailings in 2021-2022, along with Viking cruise deals and airfares. Panama Canal and Central America If you want to explore rich Caribbean diversity, this ocean cruise is the perfect opportunity. It’s a 15-day Florida roundtrip cruise that takes you to seven gorgeous countries, including Panama, Jamaica, Honduras, and Mexico, among others. Pricing: Cruise fare starts from $4,299. With Viking’s Special Cruise Savings deal, you can save up to $300 on airfare. You can also save up to $500 on basic accommodation (Veranda). Departure dates: 26th November and 10th December Los Angeles, California, to London Witness the diverse landscapes of Oahu (Honolulu), Kauai (Nawiliwili), Bora Bora, New Zealand, Tasmania, and Brisbain, among other places. This 119 days cruise could be a vacation of a lifetime for you and your family. It departs from Los Angeles, California, and its last stop is in Tilbury, London, which lasts for two days.
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Oil change coupons for your Ford Motor

Oil change coupons for your Ford Motor

Frequent motor servicing is expensive, but a Ford engine needs regular oil changes to keep it functioning optimally. Luckily, many dealerships offer coupons for a discounted oil change. Depending on your car model, your engine will require either synthetic, semi-synthetic, regular, or premium oil. Once you know the type of oil that needs to be replaced, look for a service center that has it, and check out these coupons for your Ford motor. These will make an oil change a lot more affordable. The Works® Package coupon Almost every Ford dealership is familiar with the popular Works® package coupon. With this deal, you get six quarts of Motorcraft® oil, which is a high-quality synthetic blend. The costs differ depending on if the vehicle needs premium oil; it will cost something around an additional $30 dollars. If you want to avail of this offer, get in touch with a local dealership and ask them if they accept this particular Ford Motors coupon for oil change. The Works® Package also includes brake inspection, battery test, and filter check, along with oil replacement. Santa Margarita Ford Express Service Santa Margarita Ford, based in California, is an automotive venture that specializes in Ford motor servicing.
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