3 apps that can help improve credit score

3 apps that can help improve credit score
A credit score is a measure of one’s creditworthiness, usually presented as a 3-digit number between 300 and 850. If one has a higher score, it makes one a better candidate for loans. However, a bad credit score can make it challenging to obtain loans. Fortunately, some apps available in the market can assist one in improving one’s credit score. Continue reading this article to learn about the best apps to help improve a bad credit score. 3 apps to help improve a bad credit score Credit Karma With an experience that spans more than a decade, Credit Karma is one of the best apps to consider when trying to improve a bad credit score. One may come across various beneficial tools that can trigger changes in the credit score while using this app. This includes access to one’s credit report, tips to increase credit score, and even products that can prove beneficial in saving money. Experian As a credit-building software, Experian gives its customers access to adaptable and straightforward offerings. This comprises access to FICO and Experian credit scores, the Experian Boost feature, credit score change alerts, and credit card recommendations. All of these features are available to users for free, providing them with easy access to all the necessary information.

5 credit card mistakes to avoid

5 credit card mistakes to avoid
Today, digital transactions have become the norm. This has made safeguarding one’s financial information all the more important. Sadly, credit card fraud remains a prevalent concern, and numerous victims are falling victim to the evolvingly cunning tactics employed by cybercriminals. One way individuals can safeguard themselves from fraudulent activities is by avoiding some credit card mistakes that leave them susceptible. Avoiding these mistakes can significantly bolster their defenses against potential threats. Neglecting strong password Most individuals prefer using easy-to-use and easy-to-remember passwords to offer them easy access. However, easily guessable passwords such as birthdays and phrases can make things easier for cybercriminals. It is advisable to opt for complex passwords comprising a mixture of upper and lowercase letters, numerals, and special characters to avoid granting them unauthorized access. Regularly changing passwords and employing a password manager can further fortify online security. Disregarding secure websites for transactions Another grave mistake credit card users make that makes them susceptible to fraud is entering their details on unsecured websites. This is one place where cybercriminals exploit vulnerable sites to harvest sensitive data. To mitigate this risk, individuals should only transact on secure websites. Checking for “https://” in the URL and looking for a padlock icon in the address bar are some telltale signs of a secure connection.

5 amazing Samsung phone accessories to own

5 amazing Samsung phone accessories to own
On average, a person spends a minimum of three to four hours on their phone every day. But, when it comes to convenience, there can never be something like too much. So, if you add a few accessories to your already powerful Samsung phone, it will only simplify your life further, making it more organized and easy. Be it phone holders, selfie sticks, power banks, or data cables, here are a few amazing accessories that are a must for all. Power Banks While Samsung phones have numerous benefits and can help you multitask with ease, there are some cons you cannot escape. For example, if you use your phone more, the battery will drain faster, be it 4000mAh or 5000mAh capacities. Now, of course, if you are home, it is easy for you to put your phone on charge; but what do you do when you forget your charger at home, or you are out with your friends and your battery runs out? There may also be situations wherein you do have a charger, but there’s no charging port available. In such a scenario, a power bank comes handy. It is definitely a Samsung accessory everyone should familiarize themselves with.

4 mistakes to avoid while browsing the web

4 mistakes to avoid while browsing the web
The Internet has become a crucial part of our day-to-day life. If you consider the amount of time you spend glued to a screen, you will realize just how web-dependent life is today. And this is excluding the time spent working. With increased reliance on devices and cloud storage, we must sit up and take note of common internet mistakes, especially since they can be making you vulnerable to online threats. Relying on public WiFi You would be hard-pressed to find more than a handful of people that do not love the idea of free WiFi. The caveat in being connected to a public WiFi is that you might expose yourself to unsafe surfing practices. Especially if you are trying to make the most of the WiFi connection available at airports and cafes and using it to access sensitive or personal data, you could end up with a malicious threat planted in your devices without you even realizing it. Reusing password It is easy to find people who prefer using the same password across various platforms, irrespective of its strength. This can mainly be attributed to the person’s desire to avoid confusion and the task of remembering different passwords for different platforms.

Tap water side effects and benefits of a water purifier

Tap water side effects and benefits of a water purifier
Tap water, while safe, is not the recommended source of drinking water, according to studies. The US Environmental Protection Agency (EPA) regulates the drinking water regulations in the country. According to the EPA, anything other than water molecules is considered a contaminant. However, some of these contaminants are safe at certain levels. This article discusses the safety of tap water for drinking, its side effects, and a few reasons why a water purifier is needed. Possible contaminants in tap water Some chemical compounds that could make their way into tap water include industrial runoff, pesticides, lead, mercury, and even arsenic. Other contaminants include bacteria, viruses, and parasites. There could also be contaminants from human-made nuclear waste and uranium or radium deposits in the ground. Side effects of drinking tap water Arsenic can cause partial paralysis, blindness, discoloration of the skin, vomiting, numbness in hands and feet, stomach pain, and diarrhea. Chlorine can cause chronic cough, chest tightness, airway irritation, sore throat, and breathing difficulties. Fluoride may cause severe skeletal problems and also fluorosis. Pesticides can develop extreme weakness, headaches, allergic sensitization, and also eye and skin irritation. Bacteria like E.coli can affect the stomach, causing diarrhea, abdominal pain, cramping, vomiting, and nausea.

5 easy steps to make a successful VA loan application

5 easy steps to make a successful VA loan application
Veterans or those on active duty can avail of VA loans for any financing purposes. The federal government guarantees these loans. However, to get them, there are specific steps to be followed for successful application. These steps include everything from looking for the best VA loan lenders to maintaining a stable credit score. Here are a few easy steps to make a successful loan application for veterans. 1. Get preapproval for the VA loan With preapproval, you can determine your budget. This process involves telling your VA loan lender about your homebuying goals, employment history, and military service. Some documents required during this process include copies of your driver’s license, DD-214 or Guard/Reserve points statements, recent pay stubs, and bank statements. 2. Look for VA-approved loan lenders Always shop for a lender who is an active participant in the VA loan program. The best VA loan lenders would offer several options and deals. The deals generally differ based on discount points, interest rates, and VA closing costs. If you face any difficulty, a loan officer can help you find the right VA loan lender. 3. Get an eligibility certificate A certificate of eligibility or COE is proof that you have met all the eligibility criteria for the VA loan.

Our
Blog.

Top 4 Dyson vacuum cleaners of 2021

Top 4 Dyson vacuum cleaners of 2021

Dyson is a brand that has developed and launched several cordless vacuum cleaners significantly better than its competitors. But because there are so many different models from the renowned brand, it becomes challenging to pick the right one. So we’ve put together a list of four top-of-the-line, cordless vacuums from Dyson available on Amazon to help narrow down on one that best suits your needs. Dyson V15 Detect The Dyson V15 Detect is equipped with unbelievable suction power, run time, and other features to deep clean an entire home. It also comes with a laser that can reveal microscopic dust particles. One of Dyson’s latest cordless vacuum cleaners, the V15 Detect, sports an LCD screen that displays proof of the deep clean. You can find this product for $899.99 today. Dyson V11 Torque Drive While it is a predecessor to the Dyson V15, Dyson V11 Torque Drive was the earlier champion of Dyson’s range of cordless vacuum cleaners. At $757.95, the V11 can automatically adapt power and run times based on the structure of your home. It also offers 5 Dyson engineered tools to help with cleaning the house and even the car. The Dyson V11 Torque Drive features include its ability to pick up pet hair, which is an amazing positive if you have a pet at home.
Read More
Top 5 lipsticks of 2021

Top 5 lipsticks of 2021

It doesn’t matter whether you’re a makeup queen or one that wears only the bare minimum, you can never leave out lipsticks. In fact, most of us always carry our favorite lipstick wherever we go. Nonetheless, if you haven’t found “the one” or are looking for different shades, here are the five best lipsticks you need to check out. Charlotte Tilbury K.i.s.s.i.n.g. Lipstick This product is all you need for luminous, bold, and perfect lips. Its wax formula makes the lipstick glide on your lips while keeping them hydrated. It is infused with natural ingredients that help fight UV damage and oxidative stress, leaving your lips supple and soft. Maybelline SuperStay Matte Ink Liquid Lipstick With its unique arrow-shaped applicator, applying lipstick becomes almost effortless. It lasts for up to 16 hours and is available in over 35 amazing colors. This bold matte lipstick can be removed seamlessly using Maybelline’s SuperStay Eraser lipstick remover. It is available in various online and offline stores for only $9.49. L’Oréal Paris Colour Riche Satin Lipstick This $6 lipstick is surprisingly one of the best ones out of the lot. It is affordable and comes in over 52 fabulous shades across four color families – red, berry, pink and nude.
Read More