3 common banking scams and how to avoid them

3 common banking scams and how to avoid them
According to data by the Federal Trade Commission, banking scams have increased by 70% between 2020 and 2021. Although bank security and technology have been rapidly evolving to keep accounts safe, this unprecedented rise in crimes is a matter of concern. Staying aware of some frequently reported frauds can help one steer clear of them and keep their money safe. Here are three of the most common banking scams and how to avoid them. Phishing scams Unfortunately, with the boom in online banking, there has also been a rise in online phishing scams. Here, the scammer sends a message or an email that looks like it is from the bank. These messages ask for immediate action and dangle the threat of account closure. They may also include a link to a website designed to look like the bank’s official website, but it is actually a front for gaining access to one’s account information. With access to this information, scammers and fraudsters can withdraw funds from any account. To avoid these scams, individuals must exercise extreme caution when opening messages received from unknown sources. If in doubt, double-check with the bank before clicking on any links. Automatic debit scams When scammers gain access to one’s banking information (including the account and routing number), they can set up routine, automatic payments to themselves in the same way that payments for subscription services are debited.

Shopify’s Plans, Deals, Pricing, and Features Explained

Shopify’s Plans, Deals, Pricing, and Features Explained
There are many e-commerce websites available on the web that let entrepreneurs create their online stores without the help of web developers or coders. One of the well-known and trusted websites is Shopify. It was started in 2006 and has become one of the largest e-commerce platforms with 800,000 online stores, 3,000 employees, and $63 billion in revenue. Let’s understand Shopify deals and features in detail. Shopify deals and plans On Shopify, entrepreneurs can set up their store without entering their payment details but only for the first 14 days. They offer a 10 percent discount on annual plans and 20 percent on biennial when paid upfront. There are three main types of Shopify deals and plans – Basic Shopify Plan, Shopify Plan, and Shopify Advanced Plan. Additionally, a Shopify Lite deal costs $9 per month and gives access to an embedded “Buy Button.” You can issue gift cards, view reports but can’t build an online store. The Basic Shopify Plan costs $29 per month. In this deal, sellers can list unlimited products, get better access to sale trends, and have lower transaction fees. The Shopify Plan sellers have access to features such as professional reports and international pricing. The plan is priced at $79 per month.

3 common mistakes parents must avoid during babycare

3 common mistakes parents must avoid during babycare
Babies bring unimaginable joy and warmth into their parents’ lives. However, raising a baby is just as physically and emotionally draining as rewarding for parents, especially first-timers. All parents make certain mistakes while caring for their babies, no matter how much time they dedicate to their precious bundle of happiness. There’s no shame in making errors during baby care if parents can correct them. Some common mistakes are listed below. Not letting the baby cry it out A common misconception many parents may have about infants, especially newborns, is that their crying translates to hunger, irritation, or pain. Parents tend to believe that their mistakes are making their baby cry. Babies cry because it is just what they do. A baby can be adequately fed and diapered, and they may still cry for no reason. When it comes to newborn babies, crying is a sign of breathing. However, if a baby cries continuously for an hour, then the parents will need to visit their local pediatrician to get them checked for a rash, a swollen belly, a fever, or other health conditions. However, by and large, a crying baby is not a sign of trouble. Ignoring oral care This oversight from parents can become problematic for their child’s oral health later on.

5 smartphone browsing mistakes that may expose passwords

5 smartphone browsing mistakes that may expose passwords
The use of smartphones, including other technology, has become an integral part of our daily life. Like most smart technology, these smartphones help us carry out business-oriented tasks and offer entertaining and informative content. However, considering the growing number of spurious websites, our smartphone data, such as passwords and other important data are often at risk of theft. So here are five common mistakes to avoid while surfing the internet to safeguard sensitive credentials. Opening unverified links Many websites often ask users to click links to download a free song, movie, or other content they would otherwise have to pay for. Clicking on links that are not verified may lead to installing viruses on your smartphone. These viruses can leech sensitive information from your device, compromising factors like the password. Outdated browser software Hackers will always look for loopholes in a device’s software to steal vital information. This is why smartphone and browser manufacturers roll out over-the-air updates to ensure the devices are safe from such individuals. Therefore, not updating the software may lead to password theft when one accesses such websites. Allowing cookies every time Cookies are files created on the computer whenever a user visits a website. These files store information that must be available during each session.

5 common mistakes to avoid while buying medical insurance

5 common mistakes to avoid while buying medical insurance
Medical insurance is a crucial investment as it offers individuals and their families financial security and peace of mind. But sadly, many people do not research well and buy a policy in a hurry. As a result, they make several mistakes, which lead to inadequate coverage, denied claims, and unexpected expenses. This article highlights the common mistakes to avoid while buying medical insurance that could prevent you from enjoying its benefits. Failing to understand your healthcare needs A significant mistake people make is not fully understanding their healthcare needs before purchasing insurance. Experts recommend you take the time to assess each family member’s health situation, any ongoing therapies or treatments, frequency of doctor visits, and specialist consultations, and buy a suitable package that covers these costs. Not researching the available options The medical insurance market is vast, with hundreds of plans from different providers. Not researching your options can lead to missed opportunities for better coverage at lower costs. So, take the time to compare plans from different providers, review the coverage details, and evaluate the company’s network of healthcare providers, deductibles, copayments, and premiums. Buying insufficient coverage You may have to bear the burden of expensive medical bills if you neglect the policy’s coverage specifications.

4 mistakes new drivers should avoid

4 mistakes new drivers should avoid
Learning to drive can be a fulfilling experience. It helps one become self-reliant to commute to different places. However, since a driver is single-handedly in control of the vehicle, driving requires utmost alertness and quick reaction time to avoid accidents. Thus, in addition to mastering the technicalities of driving, new drivers should devote time to understand road safety and traffic rules. Here are some common mistakes new drivers should avoid to ensure road safety: Ignoring speed limits Reports suggest that out of a cumulative 38,824 fatalities in 2020, 11,258 were caused by vehicle speeding. Statutory speed limits have been established by individual state legislatures for specific types of roads, based on factors like pedestrian movement, traffic flow, and roadway design. Hence, new drivers should cultivate the habit of always looking for sign boards with specified speed limits and following them diligently. Speaking on the phone while driving A common misconception of drivers is that speaking over the phone through a hands-free medium while driving is safe. Although using the medium may be a better alternative to holding the device, a phone conversation can divert one’s attention from auditory cues by other drivers. Moreover, studies have shown that low-level electromagnetic radiation from mobile phones can affect brain activity.

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Top 4 Dyson vacuum cleaners of 2021

Top 4 Dyson vacuum cleaners of 2021

Dyson is a brand that has developed and launched several cordless vacuum cleaners significantly better than its competitors. But because there are so many different models from the renowned brand, it becomes challenging to pick the right one. So we’ve put together a list of four top-of-the-line, cordless vacuums from Dyson available on Amazon to help narrow down on one that best suits your needs. Dyson V15 Detect The Dyson V15 Detect is equipped with unbelievable suction power, run time, and other features to deep clean an entire home. It also comes with a laser that can reveal microscopic dust particles. One of Dyson’s latest cordless vacuum cleaners, the V15 Detect, sports an LCD screen that displays proof of the deep clean. You can find this product for $899.99 today. Dyson V11 Torque Drive While it is a predecessor to the Dyson V15, Dyson V11 Torque Drive was the earlier champion of Dyson’s range of cordless vacuum cleaners. At $757.95, the V11 can automatically adapt power and run times based on the structure of your home. It also offers 5 Dyson engineered tools to help with cleaning the house and even the car. The Dyson V11 Torque Drive features include its ability to pick up pet hair, which is an amazing positive if you have a pet at home.
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Top 5 lipsticks of 2021

Top 5 lipsticks of 2021

It doesn’t matter whether you’re a makeup queen or one that wears only the bare minimum, you can never leave out lipsticks. In fact, most of us always carry our favorite lipstick wherever we go. Nonetheless, if you haven’t found “the one” or are looking for different shades, here are the five best lipsticks you need to check out. Charlotte Tilbury K.i.s.s.i.n.g. Lipstick This product is all you need for luminous, bold, and perfect lips. Its wax formula makes the lipstick glide on your lips while keeping them hydrated. It is infused with natural ingredients that help fight UV damage and oxidative stress, leaving your lips supple and soft. Maybelline SuperStay Matte Ink Liquid Lipstick With its unique arrow-shaped applicator, applying lipstick becomes almost effortless. It lasts for up to 16 hours and is available in over 35 amazing colors. This bold matte lipstick can be removed seamlessly using Maybelline’s SuperStay Eraser lipstick remover. It is available in various online and offline stores for only $9.49. L’Oréal Paris Colour Riche Satin Lipstick This $6 lipstick is surprisingly one of the best ones out of the lot. It is affordable and comes in over 52 fabulous shades across four color families – red, berry, pink and nude.
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